Track 23 of 25

Mortgages

25 invented books. Each one states capital, capacity, the line and the length as numbers. Difficulty is derived from those numbers.

1. 01 · loose · 5 stepsCard rate step, Kestrel Home Book, 5 months, line at 93
2. 02 · loose · 5 stepsARM reset month, Marrow Street Mortgage, 5 months, line at 92
3. 03 · loose · 6 stepsNegative-equity month, Ilex Lending Yard, 6 months, line at 91
4. 04 · loose · 4 stepsLate-fee cluster, Cairn Street House, 4 months, line at 96
5. 05 · loose · 4 stepsTitle-loan clock, Kestrel Home Book, 4 months, line at 94
6. 06 · loose · 5 stepsPlan-loan leftover, Marrow Street Mortgage, 5 months, line at 93
7. 07 · ordinary · 8 stepsDeficiency after sale, Ilex Lending Yard, 8 months, line at 83
8. 08 · ordinary · 8 stepsBuffer bleed, Cairn Street House, 8 months, line at 81
9. 09 · ordinary · 9 stepsDues jump, Kestrel Home Book, 9 months, line at 80
10. 10 · ordinary · 9 stepsPenalty APR, Marrow Street Mortgage, 9 months, line at 78
11. 11 · ordinary · 8 stepsTwo missed installments, Ilex Lending Yard, 8 months, line at 85
12. 12 · ordinary · 8 stepsCharge-off window, Cairn Street House, 8 months, line at 83
13. 13 · ordinary · 8 stepsResidual gap, Kestrel Home Book, 8 months, line at 81
14. 14 · tight · 10 stepsCash-out mark, Marrow Street Mortgage, 10 months, line at 68
15. 15 · tight · 11 stepsMinimum-pay spiral, Ilex Lending Yard, 11 months, line at 66
16. 16 · tight · 11 stepsRepair month, Cairn Street House, 11 months, line at 64
17. 17 · tight · 11 stepsLost shift, Kestrel Home Book, 11 months, line at 63
18. 18 · tight · 10 stepsInsurance jump, Marrow Street Mortgage, 10 months, line at 70
19. 19 · tight · 10 stepsEscrow shortage, Ilex Lending Yard, 10 months, line at 68
20. 20 · severe · 14 stepsStacked installments, Cairn Street House, 14 months, line at 46
21. 21 · severe · 14 stepsCard rate step, Kestrel Home Book, 14 months, line at 42
22. 22 · severe · 15 stepsARM reset month, Marrow Street Mortgage, 15 months, line at 40
23. 23 · severe · 16 stepsNegative-equity month, Ilex Lending Yard, 16 months, line at 36
24. 24 · severe · 13 stepsLate-fee cluster, Cairn Street House, 13 months, line at 50
25. 25 · severe · 14 stepsTitle-loan clock, Kestrel Home Book, 14 months, line at 46